The question has been asked. Your parents have been told. Everyone is overjoyed with the great news. Now, onto planning your big day! Whether you want a Cinderella style wedding or something more intimate, it is important that you are prepared for any and all things. Obtaining wedding insurance should be on the top of your to do list. Disaster isn’t the first thing you want to think of but, protecting your investment will give you comfort as your day nears.
You’ve spent months planning the perfect outdoor summer wedding only to see the weatherman tell you on the morning of, the eye of Hurricane Broom-Hilda will be hitting as you are to be saying “I do”. Three days before the ceremony you call a vendor to finalize details only to find no answer. They have gone bankrupt, taking your deposit with them. With the proper coverage you can recoup the funds spent, minus the deductible.
Depending on the amount of coverage you want, a basic policy can cost anywhere from $125 to $550. A basic policy will cover loss of photos, videos, attire, presents, rings, and deposits. Be sure to know what your policy covers. You may need additional coverage depending on the type and size of your wedding.
As with any event in life, sometimes things don’t go as planned. Having the proper coverage gives you a back up plan, another option, and with an event that is so important, why not be as prepared as you can be.